NEW JERSEY FORECLOSURE FORBEARANCE
We hope everyone is doing well and feeling healthy in these uncertain times! In response to COVID‑19, legislation has been passed, courts have been closed, and executive orders have been signed. Recently though, a response to the Governor’s pandemic concerns came to New Jersey property owners in a different form: by agreement.
TEMPORARY RELAXATION OF REGULATORY PROVISIONS CONCERNING CODE INSPECTIONS AND THE EFFECT ON COMMUNITY ASSOCIATIONS
During the spring and summer months, many community associations engage in capital improvement or routine projects which might require inspections to determine compliance with fire and construction codes. The COVID-19 pandemic and the restrictions put in place have thrown a wrench into what would otherwise be a regular process. The restriction put in place has directly impacted the ability of construction officials to conduct inspections and issue permits.
New York Condominium Associations and Co-Ops: Holding Meetings and Social Distancing
As the spread of COVID-19 continues, many Condominium Associations and Co-op Boards are left asking themselves how they are supposed to handle Association matters efficiently while continuing to obey Local, State, and Federal mandates to practice social distancing. For Associations in New York, Governor Cuomo’s Executive Order No. 202.8 provides a lifeline that Community Association Boards can use in order to conduct business and hold meetings.
PAYCHECK PROTECTION, LOAN FORGIVENESS, AND TITLE I OF THE CARES ACT
The Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) was signed into law on March 27, 2020. Title I of the CARES Act is separately titled the “Keeping American Workers Paid and Employed Act”. Within it are conditions for loan forgiveness and the Paycheck Protection Program (“PPP”). This section of the CARES Act greatly impacts the availability of Small Business Association (“SBA”) loans. The purpose of Title I of the CARES Act is to assist underfunded businesses (including nonprofits) so they can keep their employees on payroll, covered by health insurance, and off unemployment.
PRIVACY RIGHTS IN COMMUNITY ASSOCIATIONS
As technology has improved and at the same time has become less expensive, the ability to maintain privacy has been rapidly diminishing. For about $30.00 and a half hour of your time, you can look up almost anyone on the internet, find out their current and past employment, their current and past addresses, the names and addresses of their relatives, whether they have ever been arrested, received a motor vehicle summons, or gotten a divorce. Your movements are increasingly recorded as you appear in public or semi-public places, by municipal cameras, private security cameras, “Ring” devices, drones, and even satellite imagery. Over time, computers will be getting smaller – about the size of a grain of sand. They will eventually be incorporated into clothing. You may literally be able to wear a shirt that records a person or event.
LANDLORDS, TENANTS, AND COPING WITH COVID 19
We hope that you, your friends, family, and loved ones are all staying safe and healthy, especially under these difficult circumstances. As a result of the ongoing COVID‑19 pandemic, everything has begun to change. While we all hope that things will return to normal soon, no one can be certain when this crisis will end. To help cope with all this uncertainty, we at Griffin Alexander, P.C., are prepared to help our clients develop plans to work with their tenants while society adapts.
(UPDATE) Governor Murphy issued Executive Order 109
Governor Murphy issued Executive Order 109 (EO 109) last week, in furtherance of the previously issued executive orders and precautions taken in response to the Covid-19 emergency. The order limits use of hospitals and other medical equipment, obligates businesses in possession of unneeded PPE and equipment to submit their inventory to the State, and allows for changes in medical practice and licensing as necessary in order to preserve as much of the State’s capacity as possible to combat the Virus in New Jersey. In addition to giving the Commissioner of the Department of Health greater authority to bind New Jersians under its guidance to combat this health crisis, the order, which is enforceable under the penalties of New Jersey State Law, directs the following:
GRIFFIN ALEXANDER IS OPEN FOR BUSINESS!
To begin, we hope you, your friends, family, and loved ones are safe, happy, and healthy. The ongoing COVID-19 pandemic has resulted in government orders, quarantines, social distancing, and general unrest. The world has begun to feel increasingly isolated. Despite this, Griffin Alexander, P.C, is still here to help you. In these trying times, we are continuing in our unwavering commitment to help our clients.
Associations and Our Pools – What should we do?
In this unusual and unprecedented time, many Associations are wondering how this pandemic will affect their existing contracts, such as pool contracts. Many are contemplating whether they should even open their pools at all this season. These are all great questions and because some contracts are already executed and in place, it is important to thoroughly review your contract to see what the fine print says. Most contracts will not include spot-on provisions that apply to our current unusual situation. However, a lot of contractors may have policies set into place about how they will operate for the upcoming season.
NJ Essential Businesses Update
Governor Murphy announced on March 24, 2020, through an administrative order, which permits additional retail businesses to operate during their normal business hours during the COVID-19 outbreak. In accordance with Executive Order 107, the following businesses are now considered essential: Mobile phone retail and repair shops; Bicycle shops, but only to provide service and repair; Livestock feed stores; Nurseries and garden centers; and Farming equipment stores.